How a subscription might fit into your goals

My main aim now I’ve unplugged myself from the corporate job system is to create time and geographical freedom. I was talking to a friend about this over the weekend, and said that since I left full time employment in July 2017 I’m only interested in work or income...

A load of stuff I’m not going to do

I won’t create your alternative investment pot of money. I won’t tell you what to invest in. I won’t tell you how much to invest into it. I won’t do all of your due diligence for you. I won’t provide personal advice. There’s probably a bunch of other things I won’t...

I’ve done your thinking for you higher-rate taxpayers

On a daily basis I’m thinking at least three years ahead. When I really spend time thinking and planning I get into ten to twenty-year horizons. Now a bus could run me over before then. Or a hoverboard. But I like to think this far ahead, as without a plan I would...

Jet-skiing advisers want you to depend on them

For those who are reading this outside of the UK you can likely find the following on YouTube, it’s worth a watch… For those who watch any terrestrial tv here in Blighty you may have seen this jointly commissioned advert by the Financial Conduct Authority and The...

Plugging into my Matrix

The previous email touched on the subject of regulation and governments taking an interest in alternative investments and technologies. Some of this is good for the industries involved, but if we ever have a chat over a beer you might hear some of my controversial...

Crypto level returns from government brains

No this isn’t about how the American president was actually the one who came up with Facebook’s Libra crypto (although I wouldn’t be surprised if at some point he claims it). By the way if you haven’t heard of Libra beware Googling it now, it looks like you could...

EISy Does It

The topic of the August subscribers only guide is EISy Does It. If you’ve heard of this particular HMRC scheme then you’ll have an idea as to what it’s about. However even if you’re a higher rate tax-payer and you’re familiar with Eligible Investment Schemes then I’m...

The easiest way to protect your future

Fail to prepare, prepare to fail. I know I’ve got some good examples of that one, probably the funniest one being how I failed my driving theory test first time around. I was probably a typical 17-year old growing up. Thought I knew it all (in fact I knew just about...

Beers on me next summer!

Feel free to ask me to get the first round in if we see each other at any point next summer. That’s because I will have reduced two or three of our biggest monthly outgoings to zero, and will happily buy you a pint in our inexpensive northern market town (cheapest...

When following the rules is a good idea

Definitely not following the rules dictated by the mainstream media and education systems. Instead I mean following the rules that have been created and honed by those who have done what you wish to do. The easiest and quickest way to get to a desired goal is to find...

Making no money from your job

This one is pretty much an obvious follow on to yesterday’s email. I know of a few people (you may know of some as well) who make literally no money from their job. They have a gross income which is then taxed pretty heavily, they have student loan repayments, they...

Taking holiday so you can work

I think everyone reading this will have had the odd occasion when you’re on your two-week summer holiday from work and you need to answer an urgent call or email (especially if it’s from your boss or the CEO)? I remember many years ago having to do a one-hour call...

How to lose a million quid

Another story from the Years & Years programme (to be fair there were six episodes). Probably the episode that scared me the most was the one which ended with a run on a bank. The part of the family (in the programme) that contained the husband and wife plus two...

How long are you planning to work for?

I lose track of the retirement age here in the UK but I think it’s late sixties. I’m in my late thirties, so by the time I reach my late sixties I’ll probably have had a bunch of malfunctioning organs, ligaments, and maybe even bones replaced. Medical advances will be...

What Netflix can teach you about alternative investments

I like to think I’m a lover of good films (with the obvious outliers like Old School, Dodgeball, and Anchorman). I’ve had a subscription to Empire magazine for about a decade, and used to head down to Fopp on Shaftesbury Avenue when I lived in London, to find the £3...

Can I dumb this all down a bit?

Over the weekend I was chatting to a friend in my town who is taking a keen interest in what I’m doing with Guerrilla Investors, however I caught him out when he tried to give me some advice. He was asking if I might want to dumb down the content, in order to appeal...

Who are the innovators of Europe?

In my last role in the corporate world I worked for a FinTech company who by the time I left in 2017 had operations in over 20 countries worldwide. The company was founded in Finland and covered all of Scandinavia, most of Western Europe, and almost all of Eastern...

Don’t stop after a first opinion

If you only get one opinion or quote, you’re surely missing getting the full picture. Would you only get one quote on work you want done on your house? Probably not. Would you just believe every opinion a certain US President imparts on Twitter? Hopefully not. From a...