When any day can be a bolt-hole day

Regular readers will know I very rarely jump on the mainstream media bandwagon, so I won’t kick this one off by talking about resigning Chancellors or pandemics. To me this is all (very loud) noise, but if you choose to spend your time following it that’s up to you....

Think harder Homer-owner

I can imagine a fair amount of people reading this are home owners. Not that you actually own your home of course, the bank does. But let’s stick to the topic here folks. I then imagine a smaller amount of people, say 10% of readers, have other property related...

Is property ownership a good idea?

This is a question I think about more or less every single day. Back in 2007 my sister, cousins, and I came into an inheritance when my Nan died. She and my grandad had lived in the same house they raised my Mum and Uncle in for more or less their entire adult lives...

A huge opportunity to create generational wealth

Following on from this theme of grandparents giving money to the younger generations, I discovered another interesting tax breaky thing last week. Alongside the pension contributions, grandparents can also give away up to £3,000 a year per person, with some extra in...

SIPP-tastic booming assistance

Even if you haven’t got a big pension pot already, and have never heard of a SIPP – I would encourage you do some research into the latter, as I have done recently. My own pension pot is pretty small, something in the region of £20,000. This is because I only paid in...